Taxes & Take Home Pay Calculator
Estimate your take-home pay after taxes and deductions based on your salary, location, and filing status.
Income Information
Deductions & Credits
Using Standard Deduction: $12950
Your Take Home Pay
2025 Federal Tax Brackets - Single
| Tax Rate | Income Range | Tax on Bracket |
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Understanding Marginal Tax Rates
The marginal tax rate is the tax rate paid on your last dollar of income. Your income is taxed in tiers, with each tier having its own rate.
Your Paycheck Schedule
| Pay Period | Gross Pay | Total Deductions | Net Pay |
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Salary Optimization
This chart shows how changes to your salary and deductions affect your take-home pay. Adjust the sliders to see different scenarios.
Scenario Comparison
No saved scenarios yet. Calculate and save a scenario to begin comparing.
| Scenario | Gross Income | Total Tax | Take Home Pay | Tax Rate |
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This calculator provides estimates only and is not a guarantee of actual tax liability or take-home pay. Tax rates and regulations are subject to change. Please consult with a tax professional for advice specific to your situation.
Taxes & Take Home Pay Calculator Help
How to Use This Calculator
This calculator helps you estimate your take-home pay after taxes and deductions. Follow these steps:
- Enter your annual salary and select your pay frequency
- Choose your filing status and state
- Add any additional deductions, pre-tax contributions, and tax credits
- Click "Calculate Take Home Pay" to see your results
Understanding Tax Terms
Marginal Tax Rate: The tax rate you pay on your last dollar of income.
Effective Tax Rate: The average rate at which your income is taxed.
FICA Taxes: Federal Insurance Contributions Act taxes that fund Social Security and Medicare.
Pre-tax Contributions: Money taken from your gross pay before taxes are calculated, reducing your taxable income.
Deductions & Credits
Standard Deduction: A fixed amount that reduces your taxable income.
Itemized Deductions: Specific expenses that can be deducted from your taxable income if they exceed the standard deduction.
Tax Credits: Direct reductions in your tax liability, not just your taxable income.
Calculator Features
- Save Results: Save your current calculation for later comparison
- Compare Scenarios: Compare different salary or deduction scenarios
- Salary Optimization: Find ways to maximize your take-home pay